While many tax strategies do have a hard cutoff at December 31, there are still a few powerful moves you can make between January 1 and the day you file your tax return — and they can make a meaningful difference…

A good financial planner will help you feel less overwhelmed and more in control. Whether you're planning for retirement, trying to get out of debt, or just want someone to help make sure you’re optimizing your finances, here are three things to keep in mind…